In San Francisco Bay Area Rapid Transit (BART)
workers went on strike after negotiations between the unions and state
mediators broke down. Commuters were
left scrambling for alternative modes of transportation but the unions didn’t
care. Was the dispute over pay? Not really.
BART had offered an average 2 percent wage increase per year for four
years. The fight was over what most
union fights have been about the last few years: pensions and health insurance.
The average train operator and station agent make a
base salary of $71,000 and average another $11,000 in overtime. That’s an average of $82,000 per year. Before the strike BART employees were
contributing a measly $92 per month for their health insurance, a ridiculously
low amount given the skyrocketing cost of health insurance. As for their pensions, they were contributing
absolutely nothing, not one dime. The
taxpayers were picking up the entire tab for the pension contributions.
These are the types of deals that are bankrupting
cities and states and our federal government.
We simply cannot afford to pay for what should be the responsibilities
of individual workers. Whether or not
some BART employee retires with a pension should be the responsibility of that
particular BART employee. It’s certainly
been my responsibility. I have a
401(k). Some years my employer matches
part of it some years they don’t. I
certainly don’t expect them to and when they do I appreciate it.
But that’s the problem with a lot of people in this
country, isn’t it? They’ve come to
expect someone else to take care of them.
I try to watch my 401(k) like a hawk.
I contribute as much as I possibly can and I plan for the future. I’m hoping Social Security will supplement my
retirement years but I have my doubts.
If it’s even there when I retire Social Security will, in all likelihood,
be subjected to means testing. Even
people like Sen. Rand Paul of Kentucky have supported means testing.
Means testing, simply put, means if I do the right
thing and have ample money put away for my retirement I won’t be able to draw
Social Security even though the government forced me to contribute to it my whole
working life. They told me it was a
forced retirement fund and I would be able to draw from it when I retired. With means testing only those who don’t
prepare for retirement will be able to draw from Social Security. It will only be for those whose retirement
funds fall below a certain level. It
turns the entire program into another welfare entitlement.
So much of what the government is doing is
discouraging personal responsibility.
The harder you work and the more you earn the bigger chunk of your
paycheck they take. If you haven’t been
responsible and provided health insurance for you and your family then the
government will step in and take care of your health insurance. If you don’t plan for your retirement the
government will take away part of the retirement from those of us who have and
give it to you.
Why on earth should anyone behave responsibly
anymore?
The BART strike has been just another reminder of
what happens when government officials volunteer the generosity of the
taxpayers. Those on the receiving end of
that generosity spit in the face of their benefactors. They should’ve fired everyone who went on
strike and given those jobs to people who might actually appreciate them. Unions in the private sector are vanishing
quickly. Public sector unions should do
the same, while we still have some money left.
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